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Mortgage Bankers Bonds including Fidelity Bonds / E&O

These policies offer your firm the fidelity and mortgagees errors and omissions coverages required by investors. They often feature crime coverage and can be tailored to include other coverages your firm may need.


Insures against losses due to dishonest employees and may be extended to include closing agents, third party originators, servicing contractors and others.

Mortgagee’s E&O*

Protect your mortgagee interest plus your liability to investors and mortgagors when losses occur due to specified accidental errors or omissions such as failure to arrange for insurance or pay real estate taxes. (If you service loans on an ex-checking basis or want to cover non-required perils, see Mortgagee’s E&O / Mortgage Impairment.)

Theft of Investors’ Money or Collateral*

Cover liability for theft by a sole proprietor, partner or major shareholder of secondary market investors’ money or double pledging of collateral.


Cover theft of property and documents on your premises or in transit, computer crimes, forged documents, check forgery and more. (For more information about what can be covered, click here.)

Borrower Fraud & Forgery

Protect your firm from fraudulent misrepresentation on 1-4 family residential loan documents.

Additional Coverages

Other extensions may be available if you:

  • Service commercial or condo association loans
  • Service condo / PUD / coop loans and want to end checking renewals of master association
  • Service conventional loans and want to end checking on part of the portfolio
  • Act as your own document custodian
  • Oversee reserve escrows

*Coverages required by lenders who originate or service loans for Freddie Mac, Fannie Mae, and Ginnie Mae. Many private investors and some warehouse and wholesale lenders also require these coverages.