Comprehensive, compliant risk solutions for financial institutions and mortgage banking
With deep experience and a rigorous focus on details, JMBI guides clients in the highly regulated mortgage banking and financial institutions sectors. We navigate diverse and strict regulatory demands, ensuring compliance and peace of mind.
Strategize with certainty and confidence in highly regulated industries
Finance and mortgage banking clients operate in a highly scrutinized, fast-evolving and demanding regulatory landscape. Our team brings unmatched fluency in both the financial and insurance sectors, ensuring your coverage solutions support your legal obligations and operational goals. We understand the layered requirements of both federal and state regulatory environments and design insurance plans that keep your business compliant and protected.
Our mortgage banking team has extensive experience and knowledge regarding highly technical mortgage banking bonds. For our finance clients, we provide guidance on every potential risk solution, from lender-placed and forced-placed coverage to fidelity and E&O programs. JMBI excels at identifying exposures across your loan origination, servicing and asset management activities. We support mortgage bankers, REITs, private lenders, warehouse lenders and servicers with dynamic programs that evolve, even as regulations shift. Our diligence ensures coverage that satisfies all stakeholders-including investors, regulators and rating agencies. By streamlining insurance frameworks to support business strategies, we help clients reduce liability and ensure that coverage is always ready for audit or review.
Frequently asked questions
Mortgage bankers typically need E&O, fidelity bonds, D&O, cyber liability, and lender-placed insurance. Requirements can vary by state and lender, so we tailor programs to fit each client’s regulatory environment.
Yes. Our team is well-versed in the regulatory requirements and differences across all 50 states, and we assist in maintaining insurance programs that satisfy state-level licensing boards, investors, and regulators.
Yes. We build, implement, and manage force-placed insurance programs that align with servicing protocols and protect your institution from uninsured property exposures.
We proactively design programs that meet audit standards and work closely with your compliance and legal teams. If an audit occurs, we assist in preparing documentation and providing insurance verification.
